Henry Moore Third

How To Get Business Credit

How to start a business and establish business credit.

This is a guide to show you how to start a business and how to establish business credit so you can get business loans and business credit cards for your business.

Starting Your Business

Step 1: Picking a Business Name

When picking a business name I try to pick something that is short simple and kinda explains what the company does if possible. You want it to be simple enough so if you was to tell someone the name of the business that they can easily put it into Google without you asking you how to spell it.

But there are a lot of other things to take in consideration when picking a business name.

Can you get the domain name?
Can you get the name on social media? 

When I’m deciding on a name for a business I use a site called NameCheckr.com.

This will allow you to search a name and see if you can get the domain name, the twitter name, Instagram, and more.

If possible, you want to have everything available in your new business name so you can sign up to all of them and it will be consistent across all platforms.

You can also use sites like NameMesh.com and DomainsBot.com for more ideas.

Step 2: Do a Business Name Search in your State

Once you have picked a name for your business. You need to search to see if there are any other businesses with the same name in the state you will be registering the business in.

You don’t want to register the business yet. Just do a business name search.

Just because you live in a state doesn’t necessarily mean you have to register the business in that state. But that is a question for your lawyer or accountant.

You do want to know what is required for your state to register you business. In NC where I reside it’s pretty straight forward. But you can do this on your own or pay a service like IncFile.com to register your business.

Start LLC for $0 at IncFile

I don’t know which business structure you will need, LLC or S Corp. This will be something you will have to talk to your accountant or lawyer about.

If you want to register with your state by yourself here are links to Secretary of State website for every state so you can get started.

STEP 3: Get a Business Address

Before you register the business you want to get a business address. There are a few options to do this without having to lease a store front or office space. You use what is called a virtual office. Basically it’s a company that has space in a business area that let’s business owners use their address. Some virtual office spaces will sign for your packages, take calls for you or even let you use the conference room spaces.

Here are a few options for a Virtual Office Space.




Use your business name when you are registering your virtual office.

Step 4: Register your Business

Now that you have the business name and the business address. You now have everything you need so you can register you new business.

Here is the list of all the states so you can register the business yourself. If you like you can also use IncFile.com to register your business and they will do a name search as well.

State Department Business Division Business Entity Search
Alabama Secretary of State Alabama Business Services Alabama Business Entity
State of Alaska Alaska Division of Corporations, Business & Professional Licensing Alaska Corporations Database
Arizona Secretary of State Arizona Corporation Commission Arizona eCorp Business Entity Search
Arkansas Secretary of State Arkansas Business & Commercial Services Arkansas Business Entity Search
California Secretary of State California Business Entities California Business Search
Colorado Secretary of State Colorado Business Organizations Colorado Business Database Search
Connecticut Secretary of State Connecticut Business Services Connecticut Business Inquiry Search
State of Delaware Delaware Division of Corporations Delaware Business Entity Search
District of Columbia Office of the Secretary District of Columbia Department of Consumer and Regulatory Affairs (DCRA) District of Columbia Business Filings Search (login required)
Florida Department of State Florida Sunbiz Florida Business Name Search
Georgia Secretary of State Georgia Corporations Division Georgia Business Search
State of Hawaii Hawaii Business Registration (BREG) Hawaii Business Entity & Documents Search
Idaho Secretary of State
Idaho Business Entities Idaho Business Entity Search
Illinois Secretary of State Illinois Business Services Illinois Corporation & LLC Search
Indiana Secretary of State Indiana’s INBiz Indiana Business Search
Iowa Secretary of State Iowa Business Services Iowa Business Entities Search
Kansas Secretary of State Kansas Business Filing Center Kansas Business Entity Search Station (BESS)
Kentucky Secretary of State Kentucky Business Services Kentucky FastTrack Business Organization Search
Louisiana Secretary of State Louisiana Business Services Louisiana Business Filings Search
Maine Secretary of State Maine Bureau of Corporations, Elections and Commissions Maine Corporate Name Search
Maryland Secretary of State Maryland Department of Assessments and Taxation Business Services Maryland Business Entity Search
Massachusetts Secretary of the Commonwealth Massachusetts Corporations Division Massachusetts Business Entity Search
Michigan Secretary of State Michigan Corporations, Securities & Commercial Licensing Bureau Michigan Business Entity Search
Minnesota Secretary of State Minnesota Business Services Minnesota Search Business Filings
Mississippi Secretary of State Mississippi Business Services Division Mississippi Business Search
Missouri Secretary of State Missouri Business Services Division Missouri Business Entity Search
Montana Secretary of State Montana Business Services Division Montana Business Entities Search
Nebraska Secretary of State Nebraska Business Services Division Nebraska Corporation and Business Search
Nevada Secretary of State Nevada Commercial Recordings Division Nevada Business Search
New Hampshire Secretary of State New Hampshire Corporation Division New Hampshire QuickStart Business Search
New Jersey Department of State New Jersey Department of the Treasury New Jersey Business Entity Name Search
New Mexico Secretary of State New Mexico Corporations Bureau New Mexico Business Search
New York Department of State New York Division of Corporations New York Corporation & Business Entity Database
North Carolina Department of the Secretary of State North Carolina Corporations Division North Carolina Corporate Name Search
North Dakota Secretary of State North Dakota Business Services North Dakota Business Search
Ohio Secretary of State Ohio Business Services Ohio Business Search
Oklahoma Secretary of State Oklahoma Business Services Oklahoma Search Corporation Entities
Oregon Secretary of State Oregon Corporation Division Services Oregon Business Name Search
Pennsylvania Department of State Pennsylvania Bureau of Corporations and Charitable Organizations Pennsylvania Business Entity Search
Puerto Rico Departamento de Estado Puerto Rico Registro de Corporaciones y Entidades Puerto Rico Búsqueda de Corporaciones
Rhode Island Secretary of State Rhode Island Business Portal Rhode Island Corporate Database
South Carolina Secretary of State South Carolina Business Entities South Carolina Business Name Search
South Dakota Secretary of State South Dakota Business Services South Dakota Business Information Search
Tennessee Secretary of State Tennessee Business Services Tennessee Business Information Search
Texas Secretary of State Texas Corporations Section Texas Taxable Entity Search
Utah Secretary of State Utah Division of Corporations & Commercial Code Utah Business Name Search
Vermont Secretary of State Vermont Corporations & Business Services Vermont Business Search
Commonwealth of Virginia Virginia State Corporation Commission Virginia Business Entity Search
Washington Secretary of State Washington Corporations Division Washington Corporations Search
West Virginia Secretary of State West Virginia Business Division West Virginia Business Entity Search
Wisconsin Secretary of State Wisconsin Corporation Section of the Division of Corporate & Consumer Services Wisconsin Search Corporate Records
Wyoming Secretary of State Wyoming Business Division Wyoming Business Entity Search

Congrats! You Now Have A Real Business!!!

Now that you have a real business, it’s time to get your business “credit ready”. You already started this by getting a business address and using that to register your business. Now, you must add a few more things to make you look more creditworthy to companies and lenders.